Homeowners needing a new roof or planning home improvement project should know that many financing options exist. The one that suits you best will depend on many factors: including how much your project will cost, how much money you have on hand and how long the project will last. Also consider whether you will be doing other home improvement projects in the future, and how much equity you have in your home.
A decision to finance your home improvement project comes down to two factors: your project’s time-sensitivity and your current debt load. Home improvement loans are generally better if your project is time-sensitive; otherwise you should wait to save cash.
A solid option should you require financing is Hearth. They offer Fast and simple home improvement loans, no home equity required.
When should you consider a personal loan?
You want to start your project now
Personal loans release funding as soon as 24 hours after your apply.
You need to pay an insurance deductible
Personal loans start as small as $1,000, so you can get a personal loan to cover the cost of your deductible.
You can’t access home equity
Your remodel isn’t over when your bank says no. Personal loans don’t require any home equity.
You want to upgrade your project
A personal loan can help you get a better roof than you could get through cash alone.
How it Works
1. Check your eligibility in 60 seconds
We protect your information using 256-bit encryption. Checking your rates will not affect your credit score.
2. Review your loan options
You’ll receive available financing options from several lending partners. Compare your options to find a great rate.
3. Get a loan as soon as tomorrow
When you find an option you like, you’ll be able to continue and apply for a loan through one of our lending partners.